About Mindful Cents

Find Your Financial Balance

We are a Certified Public Accountant (CPA) and Pharmacist duo with a passion for personal finance. Our mission is to reduce stress and anxiety surrounding your financial situation and help put you on a path to achieve your financial goals. We strive to help you feel empowered and in control through a mindful and intentional approach to your finances. 

Mindful Cents offers a wide range of services based on your needs and your comfort level with budgeting and spending. All services are personalized towards your unique financial situation. We help you to identify what your current lifestyle costs, evaluate whether your spending and saving aligns with your goals and values, and support you as you build a sustainable and strong plan to take with you for years to come. We provide guidance in areas to optimize and save your hard earned dollars and aid in tax preparation and planning.

Our Story:

When Luke and Amanda first met, Luke was a frugal and number-oriented minimalist. While Amanda loved a good bargain, there was little intention behind many of her financial choices. She was caught in the convenience of Amazon’s “buy now” feature and her bank account showed it. After an open and heartfelt conversation surrounding why Amanda’s savings account never truly seemed to be going up, despite a great full time job, Luke offered to help. So began a thorough financial review of all fixed and non-monthly expenses  – the same process by which we now work through with our consulting clients – as well as a clear look at Amanda’s TJ Maxx habit – with this new clarity of WHERE the money was going, a spark was lit. With this clear picture of what her lifestyle truly cost, personal finances were no longer a source of stress and anxiety or shrouded in uncertainty. Line item after line item, Amanda and Luke evaluated their value and if worthwhile – evaluated ways to optimize or save and if not – cut from their budgets. With lifestyle cost going down, and a passion for personal finance growing, Amanda and Luke put their freed up money to work, paying off college loans and a rental property mortgage in full. Having worked through this process first hand, Amanda and Luke are driven to spread financial literacy and empower others to be more mindful about their dollars and cents.


Ready to Find your Financial Balance?


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