Southwest Companion Pass Breakdown

If you know anything about Mindful Cents, you know that we are huge fans of free travel! In January of 2020 we were lucky enough to earn one of the crown jewels of the domestic travel hacking world – the Southwest Companion Pass. If you aren’t familiar with this fantastic perk, a few things toContinue reading “Southwest Companion Pass Breakdown”

The “How To” of HSAs

A practical approach to reaping the full benefits of a Health Savings Account If you’ve been educating yourself on personal finance, or at least have chatted with us at Mindful Cents, you know that a Health Savings Account, or HSA, is one of the most valuable accounts around. If you and your family have aContinue reading “The “How To” of HSAs”

Three Books that Changed my Views on Money

My views on money are constantly evolving, as they have been since I learned about money at a very young age. At various times in my life, my feelings on money have ranged from a tool to get something I wanted or needed, to a shiny object to pursue, to something that made me scaredContinue reading “Three Books that Changed my Views on Money”

Why Does Every Year Have to Suck?

Maybe it’s because social media skews toward negative thinking, but it’s starting to weird me out that people attribute so much negativity to what year it is. “This is so 2020.” “I can’t wait until 2020 is over so I can finally be happy in 2021.” “After my 7 day free trial of 2021 I’veContinue reading “Why Does Every Year Have to Suck?”

The News is Making You Poor

I’ve seen a lot of reactions to the news in the past week, both on the joyful and livid sides of the spectrum. The reasons for those reactions are not something that I have enough expertise or desire to dive into as someone who represents a financial company. However, I am of the opinion thatContinue reading “The News is Making You Poor”

Financial Pearls for the Fresh Pharmacist

Congratulations! You have come so far, learned so much, and it’s finally time to start the career you have worked so hard to prepare for. Along with this new job comes the coveted “pharmacist salary” you’ve been dreaming of for the past six or more years. Personal finance can feel overwhelming, especially when it isn’tContinue reading “Financial Pearls for the Fresh Pharmacist”

Free Your Inner Financial Prisoner

Growing up, my views on money were nothing different than the conventional wisdom seen today. It was something you made after going to college for an indefinite period of time, and then you probably had enough once you turned 70 and could stop earning it. I could “invest” my money by picking a stock ofContinue reading “Free Your Inner Financial Prisoner”

Three Financial Mistakes & How to Avoid Them

I recently read a book called The Latte Factor by David Bach. It is an effective story that demonstrates how small decisions and financial habits can compound over years and years to result in a large financial nest egg. I do recommend the book, and have noticed the financial benefit of making my own coffeeContinue reading “Three Financial Mistakes & How to Avoid Them”

Financial Literacy is Paramount

According to a 2017 study by Careerbuilder, 78% of U.S. workers live paycheck to paycheck in order to make ends meet, nearly 75% of workers say they are currently in debt, and 1 in 4 workers do not set aside any savings each month. Frankly, I’m not sure which one of the above findings pissesContinue reading “Financial Literacy is Paramount”

Mindful Spending in Practice

As the name of our business suggests, we approach personal finance using a mindful approach that considers the returned value from what you are spending, whether your spending ties in to your values and moving you closer to your definition of living a meaningful life, and the opportunity costs of your spending. Mindful spending makesContinue reading “Mindful Spending in Practice”