If you know anything about Mindful Cents, you know that we are huge fans of free travel! In January of 2020 we were lucky enough to earn one of the crown jewels of the domestic travel hacking world – the Southwest Companion Pass. If you aren’t familiar with this fantastic perk, a few things toContinue reading “Southwest Companion Pass Breakdown”
Tag Archives: retirement
The “How To” of HSAs
A practical approach to reaping the full benefits of a Health Savings Account If you’ve been educating yourself on personal finance, or at least have chatted with us at Mindful Cents, you know that a Health Savings Account, or HSA, is one of the most valuable accounts around. If you and your family have aContinue reading “The “How To” of HSAs”
Three Books that Changed my Views on Money
My views on money are constantly evolving, as they have been since I learned about money at a very young age. At various times in my life, my feelings on money have ranged from a tool to get something I wanted or needed, to a shiny object to pursue, to something that made me scaredContinue reading “Three Books that Changed my Views on Money”
Free Your Inner Financial Prisoner
Growing up, my views on money were nothing different than the conventional wisdom seen today. It was something you made after going to college for an indefinite period of time, and then you probably had enough once you turned 70 and could stop earning it. I could “invest” my money by picking a stock ofContinue reading “Free Your Inner Financial Prisoner”
Our Investment Philosophy
Accelerating your journey to financial freedom occurs in three ways: Earning More Spending Less Investing Efficiently & Effectively Today we will be focusing on the third method: investing efficiently and effectively. As we are not financial advisors, we do not make any specific recommendations regarding how to invest your money. Instead, we will discuss howContinue reading “Our Investment Philosophy”
Roth Conversion & Capital Gains Case Study
Last week we touched on some ways to take advantage of a year in which your income would be lower, specifically by converting funds from a traditional IRA into a Roth IRA as well as selling investments at a gain for the purpose of paying less in taxes. This week we’ll take a deeper diveContinue reading “Roth Conversion & Capital Gains Case Study”